December 10th - 176 WEST 400 NORTH, SMITHFIELD, UT 84335-1824

NOTICE OF TRUSTEE 'S SALE The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States at the time of the sale, at the Main Entrance, Cache County District Court 135 North 100 West, Logan, Utah, on December 10, 2009, at 1:00 PM, of said day, for the purpose of foreclosing a trust deed dated June 18, 2002 and executed by STEPHEN D HEPWORTH, AND SHELLY L HEPWORTH, HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP, as Trustor(s) in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, covering the following real property located in Cache County: LOT 2, BIRCH GLEN NORTH SUBDIVISION, AS SHOWN BY THE OFFICIAL PLAT THEREOF FILED 12 AUGUST 1976 AS FILING NO. 395813 IN THE OFFICE OF THE RECORDER, COUNTY OF CACHE, STATE OF UTAH. Together with all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. Tax Parcel No.: 08-148-0002 The address of the property is purported to be 176 WEST 400 NORTH, SMITHFIELD, UT 84335-1824. The undersigned disclaims liability for any error in the address. The current Beneficiary of the trust deed is MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., and the record owners of the property as of the recording of the notice of default is reported to be STEPHEN D HEPWORTH, AND SHELLY L HEPWORTH, HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP. Bidders must be prepared to tender to the trustee, RECONTRUST COMPANY, N.A., $5,000.00 at the sale and the balance of the purchase price by 12:00 noon the day following the sale and deliverable to: Matheson, Mortensen, et al., 648 East First South, Salt Lake City, UT 84102. Both payments must be in the form of a cashier 's check or money order and made payable to RECONTRUST COMPANY, N.A., cash and Bank Official Checks are not acceptable. A trustee 's deed will be made available to the successful bidder within three business days following receipt of the bid amount. The sale is made without any warranty whatsoever, including but not limited to any warranty as to title, liens, possession, taxes, encumbrances, or condition of the property. The sale is subject to a workout reinstatement, payoff, sale cancellation or postponement, incorrect bidding instructions, bankruptcy, or any other circumstance of which the trustee is unaware. In the event any of the foregoing apply, the sale will be void and the successful bidder 's funds will be returned without any liability to the trustee or beneficiary for interest or any other damages. NOTICE IS HEREBY GIVEN THAT RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. Dated: August 12, 2009 By: Gadalia Estremera-Caquias, Team Member RECONTRUST COMPANY, N.A. 2380 Performance Dr, TX2-985-07-03 Richardson, TX 75082 800-281-8219 x3405 Regular Business Hours: Monday Friday, 8:00a.m. to 5:00p.m., Central Time TS#: 09 -0049177