February 2 - 302 West Meadow View Lane, Logan, Utah 84321

NOTICE OF TRUSTEE 'S SALE The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States at the time of sale, at the First District Courthouse, 135 North 100 West, Logan, Utah 84321, on February 2, 2010, at 2:30 p.m. of said day, for the purpose of foreclosing a trust deed dated February 13, 2009, and executed by R. BRYAN HUTCHINGS AND DEBRA A. HUTCHINGS, as Trustors, in favor of BANK OF UTAH as Beneficiary, which Trust Deed was recorded on February 23, 2009, as Entry No. 990329, in Book 1555, at Page 1238, in the Official Records of Cache County, State of Utah covering real property purportedly located at 302 West Meadow View Lane, Logan, Utah 84321 in Cache County, Utah, and more particularly described as: LOT 21, QUARTER CIRCLE JV SUBDIVISION, UNIT 3, REVISED IN EASTERN HALF, SECTION 28, TOWNSHIP 11 NORTH, RANGE 1 EAST OF THE SALT LAKE BASE AND MERIDIAN. Tax ID: 03-099-0021 The current Beneficiary of the trust deed is BANK OF UTAH, and the record owners of the property as of the recording of the Notice of Default are R. BRYAN HUTCHINGS AND DEBRA A. HUTCHINGS. Bidders must tender to the trustee a $5,000.00 deposit at the sale and the balance of the purchase price by 2:00 p.m. the day following the sale. Both the deposit and the balance must be paid to Lincoln Title Insurance Agency in the form of a wire transfer, cashier 's check or certified funds. Cash payments, personal checks or trust checks are not accepted. DATED: January 5, 2010. LINCOLN TITLE INSURANCE AGENCY by: Paula Maughan its: Vice President Telephone: 801-476-0303 web site: www.smithknowles.com SK File No. 09-1093